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They treat it as a credit card and what they loan you acts as a maxed out credit card so your credit score will take hit initially but comes back after a few payments. The rate is good and they are legit as long as you have good credit and don't mind taking hit for a couple of months. Don't use it if you are planning on buying something expensive like a house or refinancing your home in the next couple of months.
 

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2021 Red-neck Edition RMAX2 XT-R
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They treat it as a credit card and what they loan you acts as a maxed out credit card so your credit score will take hit initially but comes back after a few payments. The rate is good and they are legit as long as you have good credit and don't mind taking hit for a couple of months. Don't use it if you are planning on buying something expensive like a house or refinancing your home in the next couple of months.
I got pre-approved for ~$25k. Pick up my machine on Saturday. :cool:
 

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Best part is once its paid off its open and you don't need to reapply. You can get a new machine or other Yamaha stuff with no qualifying. I love my yamaha card.
 

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2021 RMAX 2 XT-R
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648 Posts
No regrets here. I purchased my Rmax in February with the Yamaha card.
 
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2021 Red-neck Edition RMAX2 XT-R
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Best part is once its paid off its open and you don't need to reapply. You can get a new machine or other Yamaha stuff with no qualifying. I love my yamaha card.
Can you use the Yamaha Card to buy stuff that ain't Yamaha? Sort of like a VISA card?
 

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They suck to deal with, but if you make your payments and don’t need to talk to them except to pay off, you’re good. I got my title in a few weeks after paying off my x2.
 

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Best part is once its paid off its open and you don't need to reapply. You can get a new machine or other Yamaha stuff with no qualifying. I love my yamaha card.
As Mainegrizz660 said. That could be dangerous. Who knows what new toy they will come out with that will be way to easy to buy.
 

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Bitterroot Valley, Montana, USA
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When I purchased my 2020 X2 R-Spec last summer Yamaha financing was 0% for 36 months and a $750 rebate. So even though it was a credit card deal, it was too good to pass up and it barely changed my credit score.
 
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