I got pre-approved for ~$25k. Pick up my machine on Saturday.They treat it as a credit card and what they loan you acts as a maxed out credit card so your credit score will take hit initially but comes back after a few payments. The rate is good and they are legit as long as you have good credit and don't mind taking hit for a couple of months. Don't use it if you are planning on buying something expensive like a house or refinancing your home in the next couple of months.
As Mainegrizz660 said. That could be dangerous. Who knows what new toy they will come out with that will be way to easy to buy.Best part is once its paid off its open and you don't need to reapply. You can get a new machine or other Yamaha stuff with no qualifying. I love my yamaha card.