Keep in mind insurance is based on garaging location, carrier, personal "insurance score" (claims credit score, etc). Obviously after that some carriers are just more competitive or are more competitive in a given state and or area.
I am an agent. I just quoted my Sv650 and my new wolverine.
Wolverine was 274 annually
100,000/300,000 Bodily Injury
$5000 medical payments
Un and Underinsured 100,000/300,000
Comprehensive $100 deductible
Collision $500 deductible
Custom parts & equipment up to $3000
There were no multi policy discounts here as I have my home and auto with other carriers. They just were not as inexpensive as Safeco for me.
We write with all mentioned here Safeco, Auto Owners, Nationwide, etc. I dont use Erie as someone mentioned however so have no experience with them.